Lukiao 1.3.1

Lukiao represents a significant advancement in personal credit solutions, leveraging cutting-edge technology to deliver financial options to its users. The core philosophy of Lukiao is centered around financial inclusion, aiming to provide accessible services that are agile, rapid, and secure.

The process for applying for a Lukiao credit is straightforward and user-friendly, consisting of the following steps:

• Download the App.
• Define the amount you wish to request, which ranges from $500,000 to $3,000,000 COP, based on your repayment capacity.
• Select your preferred payment method—either weekly or biweekly—and choose the number of installments that aligns with your budget.
• Complete the application form available in the App and submit all required information.

Upon approval of your credit application, the funds will be deposited into your bank account.

Credit Features

[Repayment Terms and APR]

• Minimum and maximum repayment terms range from 91 days to 120 days.
• The APR range is between 12% and 32%.

[Representative Example of APR]

For instance, if you request a loan of $5,000 at an APR of 12.00% over a period of 4 months, you will pay approximately $466.70 per month (payment frequency: biweekly or monthly). The total amount payable will be $5,600, with total interest amounting to $600.

[Discover the Benefits We Offer]

• Receive your credit directly deposited into your bank account.
• The process is quick, secure, and hassle-free.
• Refer other users and earn rewards.
• Access both virtual and physical payment methods.

[Transparent and Simple Terms]

No matter the amount requested, we provide loans with clear and straightforward terms and conditions. Rest assured; transparency is guaranteed. For additional information, visit our website at https://lukiao.com.co/.

Once your credit has been approved, your App will offer several advantages including:

• Access to information about your credit and installments.
• A payment plan according to previous agreements.
• Details on available payment locations.
• Your payment history.
• A referral program.
• Contact information and user profile management.